Should companies be allowed to use your family health records to determine your coverage and rates? - school health records
I recently read that the insurance companies rely on family in order to calculate prices or deny coverage, where they perceive a loss or a bad investment. I think most of them are employees of the company protected from the scrutiny and should be able to join the group policy, with the exception of pre-existing conditions, it will give the insurance company. However, self-employed or employees of, say, a small private school can not obtain affordable coverage, because his father, the mother of a heart attack, cancer, etc. .. had
Friday, January 22, 2010
School Health Records Should Companies Be Allowed To Use Your Family Health Records To Determine Your Coverage And Rates?
Subscribe to:
Post Comments (Atom)
8 comments:
This is known to subscribe, and you're done. It is a good determination of future costs. I think the solution would be higher prices for everyone's free, so they are covered by those who have health problems.
Merley the course they say they have no family history.
If I'm wrong, you are allowed to make. For a time, long ago.
I agree with you, but it is now and has for some time to ensure that the family history.
The way is this to be nationalized health care. That is a tough fight, because the health sector makes a fortune in the U.S. compared to the rest of the world and, of course, they pay a lot of money to legislators to make it that way, but if enough people have asked, the time will come, if they have no other choice.
I am not sure whether "should" have the right to do, but I am afraid that this is how the insurance industry is headed. I said she could not get coverage for tenants renting b / c I and an apartment in a neighborhood of the company described as "dangerous"! Go figure, the greater the need for such insurance, in particular - and I was more than willing to pay much higher premiums! - But it is permitted to cover?? The lady I spoke to the officer that I go again and again!
Ask questions about your family health history is a common procedure. In general, do nothing, even if all the parents, brothers and sisters died of cancer. I think in extreme cases, they are rejected by example, if the disease is hereditary.
Hello,
Health insurance is not right .., so to speak. It is an industry seeking profits. An office of medical information, there .. as the Credit Bureau would be tested. See you in obtaining MIB .. Folder, Yahoo sure how this information. Ludke Good!
YES. Thus, insurance premiums were determined. Insurance companies use the law of large numbers in order to determine the probability of the risk. For example, in the side of my father, both grandfathers, my father and sister of diabetes, which occurs after the age of 45 years. It is very likely that I will develop diabetes after 45 years. ) On the side of my mother, my grandmother (4 + brothers, 3 cousins, 3 uncles / aunts and my mother who had her gallbladder out. It is very likely that I will develop the disease of the gall bladder or stomach and intestinal inflammation. I am a high risk insurance cost me a higher rate because the probability is higher for me and not you.
That's how insurance works. Remember that an insurance pool. The money is everything in a pan and we all have to share, if there is a loss.
Is health insurance, life insurance, car insurance, home insurance, or what?
I think a company should be able to use your personal medical history to determine your health in good health and how their parents - it is a Corrola and lead to lower prices, more than people, more healthy. Of course, if a person is less healthy, pay higher prices.
Employers can always choose to report, because it fully deductible as business expenses. And if an employer can not pay, the employee can always seek employment elsewhere.
Or choose to live a healthier life.
Post a Comment